As an employer, you want to protect you and your employees from unnecessary issues through employment insurance.
This policy contemplates coverage in the event of a claim arising from wrongful termination, sexual harassment and/or discrimination brought by one of your employees. What most business owners fail to understand is that their professional liability and business owner's policies specifically exclude coverage for these types of claims. This coverage is not cost prohibitive and it is invaluable when it comes to protecting the assets of your business.
Employment Practices Liability (EPL) claims are on the rise. Tough economic times, when companies are laying off employees, or merging with other businesses tend to breed these types of claims. Our carriers offer a broad range of limits for this type of coverage. DMD Insurance Services has the expertise to ask for coverage extras, like third-party EPL. We understand that wage and hour disputes may be excluded on some policy forms. We are able to provide an Employment Practices Liability Insurance quote to most businesses within 24 hours of receiving the information necessary to quote.
