If you have employees, your business is required by law to carry this coverage. DMD Insurance Services has access to workers' compensation carriers specializing in Rate Savings Programs to reduce your costs. We also have built relationships with multi-state comp markets offering coverage for complex risks, including foreign exposure coverage. We are able to offer competitive rates for just about everything in between as well.
Our agents understand the nuances of workers' compensation reporting. We can help you to determine if you are better off having owners and officers included or excluded from coverage on your workers' compensation policy. We also check in quarterly and remind you of the payroll figures that were provided to your carrier at the policy's inception and give you the opportunity to make adjustments to these figures throughout the policy period. Our clients love this service as it helps them avoid a painful end-of-year-audit. Our carriers provide very competitive rates for workers' compensation. We are also able to provide coverage limits that are higher than the statutory limits required by the state, to better protect your business.
